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Get a cash that is affordable immediately

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Get a cash that is affordable immediately

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Get right up to 6 times your income that is monthly fixed repayments over 12 to 60 months

Effortlessly see outstanding re re re payments via online banking

Instant disbursement and approval whenever you use via MyInfo

Singaporean or Singapore PR above 21 years old by having a yearly earnings of at least S$20,000

Foreigner above 21 years of age having a yearly earnings of at least S$45,000

Get right up to 6 times* your monthly earnings, with fixed repayments over 12 to 60 months.

*if your yearly earnings is S$120,000 and above

Borrow as much as 6 times your month-to-month earnings

Get a swelling sum all the way to 6 times your income that is monthly in.

Convenient payment options

Make repayments effortlessly making use of on line or Cellphone Banking via funds transfer, through cheque deposit, or with money deposit device.

For yearly earnings

Approved loan amount

S$200 or 2% regarding the approved loan amount, whichever is greater

  • Interest rate
    (month-to-month rest rate)В№
  • Interest rate
    (flat rate)В№
  • Effective
    Interest speed (EIR)ВІ
  • Month-to-month instalmentВі
Repayment duration Interest rate
(month-to-month remainder price)В№
Interest rate
(flat rate)В№
Effective
Interest Rate (EIR)ВІ
Monthly instalmentВі
12 months 10.08% per year 5.54% per year 13.92% per annum S$880
two years 5.42% per year 12.11% per annum S$462
three years 5.43% per year 11.47% per annum S$323
48 months 5.48% per year 11.15% per annum S$254
60 months 5.54% per year 10.96% per year S$213

В№ Interest on loan quantity is determined according to a rest method that is monthly. Comparable flat rate of interest is determined predicated on a front-end add-on calculation technique and it is for guide purposes just.

ВІ Effective Interest Rate is comprehensive of the processing fee that is one-time.

Ві Instalment quantities are determined according to a hard and fast instalment that is monthly choice and are usually simplified for illustration purposes.

Approved loan amount

  • Interest rate
    (month-to-month rest price)В№
  • Interest rate
    (flat rate)В№
  • Effective
    Interest speed (EIR)ВІ
  • Month-to-month instalmentВі
Repayment duration Interest rate
(month-to-month remainder price)В№
Interest rate
(flat rate)В№
Effective
Interest Rate (EIR)ВІ
Monthly instalmentВі
12 months 22% per annum 12.31% per year 26.39% per annum S$422
two years 12.25% per year 24.37% per annum S$234
three years 12.50% per year 23.67% per annum S$172
48 months 12.81% per year 23.31% per annum S$142
60 months 13.14% per year 23.10% per year S$124

В№ Interest on loan quantity is determined centered on a month-to-month remainder technique. Comparable flat rate of interest is determined centered on a front-end add-on calculation technique and it is for guide purposes just.

ВІ Effective Interest price is inclusive of a processing fee that is one-time.

Ві Instalment quantities are determined according to a set instalment that is monthly choice and they are simplified for example purposes.

Learn your month-to-month payment

Determine your month-to-month payment

This is how much you ought to spend

Your payment per month

Rate of interest per year

Effective Interest speed (EIR) per year

Eligibility demands

S$20,000 and above for Singaporeans and Singapore PRs

S$45,000 and above for foreigners

NRIC for Singaporeans and Singapore PRs

Passport and a legitimate pass (age.g. Employment Pass or Work Permit or Student Pass) for foreigners

Include any among the after documents that programs your domestic address

  • Latest computerised/electronic Virginia payday loans laws payslip (salaried workers)
  • Half-yearly CPF statement (one year for self-employed and commission-based earners)
  • Latest tax declaration ( 2 years for self-employed and commission-based earners)

Early repayment fee that is partial/full

3% of amount to be paid back
(S$1,000 repayment that is minimum

1 interest in lieu will be charged if redemption is done immediately month

3% of outstanding loan quantity

Stipulations

Essential notices

Observe that due to rounding, the last instalment quantity is supposed to be somewhat distinct from the other instalments.

Credit Bureau Singapore
Please remember that more time may be required to examine the application as Credit Bureau Singapore is supposed to be synchronising information from 12am to 8am daily.

MyInfo
MyInfo will likely to be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday because of scheduled maintenance.

System Maintenance
Please note that the item might never be availed for your requirements immediately during system upkeep hours between 9.30pm to 6am.

On The Web Application

  • You’ll be necessary to submit your earnings information via CPF login, therefore please make certain you get SingPass password and username prepared.
  • Please make sure you have printer you will need to print and send the completed forms to us with you as.
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